IDFC Bank Free Credit Card
Low on charges, high on benefits! ; No annual fee. Lifetime Free Credit Card ; Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum).
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Why we need a Credit Card
A credit card can be a more effective means of paying than using a debit card or cash. Credit cards typically offer all kinds of perks and benefits, including a one-time signing bonus for a new cardholder, cash back for purchases, rewards points, and frequent-flyer miles.
Fraud protection: Using a credit card can provide more security than carrying cash or using a debit card.
For instance, you can use your credit card to pay your Hospital / Medical bills. It eliminates the worrying of arranging funds for your medical bills.
If you're still wondering why you need a credit card, you can make safe and highly secure transactions online (and offline) with a credit card.
Income group: Rs 25,000 and above
Age group: 23-60 years
Available across major cities in India
Fees & Charges
Joining Fees: Nil
Annual Fees: Nil
Interest rate: 0.75-3.5% per month
Cash Withdrawal charges: Rs 250 per transaction
Card Replacement charges: Rs 100
PAN Card/Form 60
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